While travelling is an enriching and enjoyable experience, it takes a lot of careful planning. Important decisions have to be made on what equipment and valuables to bring. It is ideal to bring only what is necessary, but it is really unavoidable to bring valuable gadgets and other equipment to make your trip more comfortable.
The risk that you take when you take valuables with you on a trip is theft or damage. The question is does travel insurance cover stolen or damaged valuables? Travel insurance policies usually specify the circumstances in which they will cover damaged items. The standard policy is that travel insurance covers damage caused by accidental circumstances. For business travellers, work laptop and work phones will be covered by the annual travel insurance if they are damaged.
Here is a list of the 7 most-often damaged valuables on a trip:
Ideally, you should leave your laptop home while on holiday. But if bringing it is essential and unavoidable, then you should be aware of how you’re packing it. It shouldn’t just be stashed absentmindedly in your rucksack or baggage.
Make sure that the laptop case is shock-proof and waterproof. The rucksack or baggage should have a special compartment for the laptop, a secure area where the gadget will not be damaged. While you’re traversing through rough terrain with sand and dust, it helps to put your laptop bag on your lap to aid in steadying vibrations.
2. Mobile Phones and Tablets
Storing mobile phones and tablets while on the road can be a challenge. This is especially true when you’re in an adventure trip or on the water. Most often the not, the careless way that you place your phone or tablet in your bag causes damage. It is important to remember to secure your phones and tablets in snug protective cases so they don’t get dislodged in your bag during sudden jerking movements caused by moving vehicles or a crowd of people.
Another way of potentially damaging your phones and tablets is when you use them near the water, or on the edge of a bridge or building. Many people usually drop their gadgets in the water or on the edge of a building, which causes irreparable damage to the device.
Try to keep your gadget out of the sun as much as possible. It is great to lounge around on the beach, but tablets and mobile phones are not made for too much sun exposure, so it’s better to let them stay out of the sun while you’re soaking up the rays.
A DSLR is a sensitive camera which requires a lot of care while on the road. While it is an ideal camera to bring when you want to capture a magnificent landscape or a well-known landmark, bringing this expensive gadget on the road takes a considerable amount of effort.
Take great care in packing, storing, and carrying your DSLR. Securely pack the camera, with extra lens and other accessories in an especially-built camera bag that have specific compartments. It also helps to provide extra care by packing your camera in a protective wrap, individual case, or even with bubble wrap. Never check-in your DSLR in the hold luggage area. It is a good idea to take it as a hand-carry item during a flight.
As a safety precaution, while travelling, you can take out a gadget insurance policy as an add-on to your single trip travel insurance.
The article is centred on gadgets that can be damaged while travelling, but what if it is the baggage itself that gets damaged? There are many ways in which your baggage could be damaged during a trip. In fact, one of the most common ways that baggage gets broken is through improper handling by airline personnel.
If the airline damaged your baggage, make sure that you don’t leave the airport until you have shown this to an airline representative. Make sure that you take photos for physical evidence and ask the airline for a damage report. These are the documents you need to show for travel insurance claims later on. Many airlines do offer reimbursement for the cost of repair. If the damage is too extensive and there is substantial evidence, you can even insist on a replacement baggage.
5. Plugs and cables
Plugs, cables, wires, and other tablet and mobile phone gadgets need to be packed neatly in a smart gadget organiser. These accessories are all crucial so that your mobile devices are able to function properly, and even a tiny bit of damage can dampen the trip.
6. Personal Care Electronics
If you are planning to stay on the road for two weeks or more, you may find it necessary to bring personal care electronics such as hair straighteners, electric razors, trimmers, hair dryers, and others. Make sure that heating devices are separately packed in a heat protective bag. Make sure that these devices are packed snugly in containers.
7. Portable Chargers
A portable charger is one of the most useful gadgets that holidaymakers bring. It allows you to charge all your important devices without the use of an electric source, but what if it gets soaked in water or gets damaged during your holiday? It is always a good idea to take care of portable chargers because this will be your lifeline just in case you have no access to electricity.
Arrange cover for valuables and electronics to be protected from thieves and damages.
Globelink policies include gadget travel insurance with the limited cover for any single item. Get gadget travel insurance to travel with peace of mind.