Turn Your Mortgage Website Into
a Lead-Qualifying Machine
Choose between a one-time Decision Engine you own forever, or MDE Pro, our fully managed monthly solution.
Which One Fits What You Need?
Want to own a full lead-capture engine? Choose a Decision Engine. Want a fast, hands-off tool that sends qualified borrowers straight into your existing application? Choose MDE Pro.
Decision Engines
From $599 one-time
A guided, multi-step assessment that scores buyer or refinance readiness, then captures the full lead into your own Google Sheets or CRM. You install it once and own it forever.
- ✓Multi-step readiness assessment
- ✓Buyer readiness score 0–100 + DTI zone chart
- ✓Full lead capture to your own Sheets/CRM
- ✓HOT LEAD email alerts
- ✓Mortgage & Refinance engines available
MDE Pro
From $29/mo
A fast 8-question readiness check that sends qualified borrowers straight into your existing application system — Floify, Arive, LendingPad, or any URL. One script tag, zero maintenance.
- ✓8-question flow, results in 20 seconds
- ✓Bridges directly to your application system
- ✓Your photo, name, NMLS in header
- ✓Automatic updates, forever
- ✓One script tag, no dashboard or login
A Decision Engine builds you a lead database you own. MDE Pro turns visitors into completed applications, hands-off. Many brokers use both.
Watch the Lead Engine in Action
Buyer completes a guided assessment → HOT LEAD alert hits broker inbox → lead saved to Google Sheets.
One-time Decision Engines or a managed monthly MDE Pro subscription. Installed on your domain.
US Mortgage & Finance Calculators
All free. No signup required. Built for homebuyers, loan officers, and real estate professionals.
Mortgage Decision Engine
Full buyer readiness score 0–100, DTI chart, What-If simulator, HOT LEAD alert. The most advanced free mortgage tool available.
Mortgage Affordability Calculator
How much home can you afford? Based on income, debts, down payment, and expenses.
Check Affordability →Mortgage Payment Calculator
Full monthly breakdown with amortization, taxes, and insurance. Real numbers, not just P&I.
Calculate Payment →DTI Ratio Calculator
Front-end and back-end DTI instantly. Eligibility across Conventional, FHA, VA, USDA.
Check DTI →Mortgage Refinance Calculator
Exact monthly savings and break-even point for refinancing decisions.
Check Savings →Rent vs Buy Calculator
Long-term financial comparison of renting vs buying. Helps fence-sitters decide.
Compare Now →HELOC Calculator
Model equity borrowing power, draw amount, and repayment scenarios.
Calculate HELOC →Loan Comparison Calculator
Side-by-side: monthly payments, true APR, total cost, and break-even.
Compare Loans →Mortgage Refinance Engine
Advanced refinance analysis with break-even tracking, cash-out scenarios, and rate-drop readiness scoring.
Analyze Refinance →True Cost of Homeownership
Goes beyond the mortgage. Full picture including taxes, insurance, maintenance, and HOA costs.
See Full Cost →Branded Demos for US Brokers
Click any demo to see a live branded calculator, exactly what you would get installed on your site.
🏦 Raleigh Mortgage Group
Payment calculator with branded lead form, rate quote capture, and amortization schedule.
View Demo →🏦 Mecklenburg Mortgage
Amortization, PDF export, 15 vs 30-year comparison, pre-approval lead form.
View Demo →🏦 MML Decision Engine
Buyer scoring, DTI zone, What-If simulator, instant HOT LEAD alert.
View Demo →Mortgage & Finance Resources
Practical guides for homebuyers, brokers, and finance professionals.
How I Built a Mortgage Decision Engine That Pre-Qualifies Borrowers and Captures Leads
Read Article →Why Mortgage Brokers Struggle to Generate Leads Online (And How to Fix It)
Read Article →As Featured On
Logos used for reference only. All trademarks belong to their respective owners.
About the DeveloperBuilt by Sanjeev Kumar
I am Sanjeev Kumar, founder of OurNetHelps. I build white-label mortgage decision tools for US brokers, backed by over a decade of experience in web tools and lead generation. Every setup is handled personally by me, not outsourced.
- 10 mortgage lead tools built
- Personally built & maintained
- 10+ years SEO & performance
- Featured on HackerNoon & Inc42
- Trusted by US mortgage brokers
- One-time or subscription options
Ready to Qualify More Mortgage Leads?
One-time Decision Engine or monthly MDE Pro. Your domain, your brand, live in 48 hours.
Disclaimer: OurNetHelps provides financial calculators for informational and educational purposes only. We are not a lender, broker, or licensed financial advisor. Results are estimates only. Always consult a qualified financial professional before making any financial decisions.